A Step-by-Step Guide: How to Become an Online Notary in Illinois

Learn how to become an online notary in Illinois, including training, the required surety bond, electronic notary approval, technology requirements, digital certificates, and journal rules.

September 5, 2026

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Illinois Notary Guide

A Step-by-Step Guide: How to Become an Online Notary in Illinois

Want to perform notarizations online in Illinois? Becoming an Illinois Electronic Notary Public allows you to perform electronic notarial acts using approved technology and live audio-video communication.

Illinois has specific requirements for training, bonding, electronic notarization technology, digital certificates, identity verification, electronic journals and record retention. This guide breaks the process down step by step.

Illinois Online Notary Requirements at a Glance
Traditional Notary Commission:
Required
Electronic Notary Commission:
Required for electronic notarizations
State-Required E&O Insurance:
None
Required Surety Bond:
$30,000 for remote/electronic notarization
Training & Examination:
Required
Approved Electronic Notary Provider:
Required
Digital Certificate:
Required
Commission Term:
Generally 4 years for Illinois residents

Important: Bond vs. E&O Insurance

Illinois requires a surety bond for its notaries. Do not confuse the state's bond requirement with Errors and Omissions (E&O) insurance.

A notary who intends to perform remote or electronic notarizations generally needs a $30,000 Illinois Notary Bond. If you are already an active Illinois Notary Public with the standard $5,000 bond, the state provides a process for adding the additional $25,000 bond. Illinois does not currently require a specific E&O insurance policy or E&O coverage amount.

Does Illinois Allow Remote Online Notarization?

Yes. Illinois law permits electronic notarizations using communication technology. For a fully electronic online notarization, the notary must hold an Electronic Notary Public commission and use technology approved by the Illinois Secretary of State.

Illinois law also distinguishes between a remote notarization and an electronic notarization. A remote notarization can involve a tangible document and physical notary seal while the parties communicate remotely. An electronic notarization involves an electronic record, electronic signature and electronic seal.

If your goal is the familiar Remote Online Notarization (RON) experience where documents are signed and notarized electronically, becoming an Illinois Electronic Notary Public is the path to focus on.

Step 1: Make Sure You Qualify to Become an Illinois Notary

Before becoming an online notary, you must qualify for an Illinois Notary Public commission.

Illinois currently requires applicants to meet requirements including:

  • Be at least 18 years old.
  • Be a U.S. citizen or lawfully admitted permanent resident.
  • Be proficient in English.
  • Meet Illinois residency requirements.
  • Generally have resided in Illinois for at least 30 days before applying.
  • Meet the state's criminal-history and prior-commission requirements.
  • Successfully complete the required Illinois notary education.
Nonresident applicants: Certain residents of states bordering Illinois may qualify if they work or maintain a business in Illinois and meet the state's additional requirements.

Step 2: Complete the Required Illinois Notary Course and Examination

Illinois requires applicants to complete an approved notary course of study and pass an examination.

Your course should come from a provider approved by the Illinois Secretary of State. When applying online, you will need an electronic copy of your course completion certificate.

Electronic notaries are expected to understand not only traditional notarization rules but also the requirements that apply to electronic documents, electronic seals, identity verification, communication technology, journals and electronic notarization procedures.

Tip: Check the Illinois Secretary of State's current Notary Public Study Course Provider list before purchasing a course.

Step 3: Obtain the Required Illinois Surety Bond

Every Illinois notary applicant must obtain the appropriate surety bond. The amount depends upon the type of notarizations you intend to perform.

Notary Activity Illinois Bond Requirement
Traditional notary only $5,000 surety bond
Remote/electronic notarization $30,000 total surety bond
Existing notary with $5,000 bond adding electronic/remote authority Additional $25,000 bond

The bond must be issued by a surety or insurance company qualified to issue the required bond in Illinois.

What About E&O Insurance?

Illinois does not currently require an E&O insurance policy as part of the notary commission requirements. E&O insurance should not be confused with the state's required surety bond.

Step 4: Choose an Illinois-Certified Electronic Notarization System Provider

This step is critical.

Illinois requires electronic notaries to use an Electronic Notarization System Provider that has been certified by the Illinois Secretary of State. You cannot simply choose any online notarization software.

Before applying for your electronic commission, check the Secretary of State's current Electronic Notarization System Providers list.

Illinois's application process requires information about the electronic notarization provider you intend to use, including the provider name and a copy of the electronic signature prepared or approved for use with the provider.

Important: Provider approvals can change. Always verify that your chosen provider appears on the current Illinois Secretary of State certified-provider list before enrolling or submitting your Electronic Notary application.

Step 5: Apply for Your Illinois Electronic Notary Public Commission

Illinois residents generally submit their Notary Public and Electronic Notary Public applications through the Secretary of State's online application system.

You have two common paths:

New Notary

Apply for your traditional Illinois Notary Public commission and Electronic Notary Public commission together.

Existing Illinois Notary

Apply to add Electronic Notary Public authority to your existing active commission.

The state application may require items including:

  • Your Illinois driver's license or state identification information.
  • Your existing notary commission number, if applicable.
  • Your approved course completion certificate.
  • Your Illinois notary bond documentation.
  • The name of your electronic notarization system provider.
  • A copy of your electronic signature associated with your provider.
  • Information about the technology or device you will use.

2026 Illinois Electronic Notary Fee Update

The regular Illinois Notary Public commission application fee is $15.

Illinois law normally provides for an additional $25 Electronic Notary Public commission fee. However, legislation effective July 24, 2026 temporarily waives that $25 electronic-notary fee for two years. Because state forms and fees can change, confirm the amount shown by the Secretary of State when you submit your application.

Step 6: Obtain Your Electronic Seal and Digital Certificate

Once you become an Illinois Electronic Notary Public, you need the technology required to securely execute electronic notarial acts.

Illinois electronic notaries must maintain an electronic seal and at least one digital certificate containing the notary's electronic signature.

Digital certificates used by Illinois electronic notaries must conform to the X.509 standard. The digital certificate helps make the electronic document tamper-evident so subsequent changes can be detected.

Your electronic notarization setup should include:

  • An Illinois-compliant electronic notary seal.
  • Your electronic signature.
  • An X.509-compliant digital certificate.
  • Secure access controls protecting your seal and signature.
  • State-compliant electronic notarization technology.

Step 7: Set Up Your Electronic Journal and Recordkeeping

Recordkeeping is an important part of being an Illinois online notary. Illinois notaries must maintain a journal of their notarial acts.

For electronic or remote notarizations, the journal should contain the information required by Illinois law and administrative rules, including details such as:

  • The principal's name.
  • The document title or description.
  • The date of notarization.
  • Whether the notarization was in person, remote or electronic.
  • The fee charged, if any.
  • The physical location of the notary and principal.
  • Information regarding applicable credible witnesses.

Illinois also requires electronic journals and audio-video recordings associated with remote/electronic notarizations to be securely retained. The state's administrative rules require retention for at least seven years.

Electronic records must be protected against unauthorized access and securely backed up.

Step 8: Start Performing Online Notarizations

Once your Electronic Notary Public commission has been approved and your compliant technology, electronic seal, digital certificate and recordkeeping procedures are ready, you can begin performing authorized electronic notarizations.

During an online notarization, the notary and signer communicate using real-time audio-video technology. The notary must confirm the signer's identity using a method permitted by Illinois law.

Depending upon the circumstances, identity may be established through personal knowledge, a qualifying credible witness or approved identity verification methods such as government-issued identification, credential analysis and identity proofing.

Remember: An Illinois Electronic Notary Public must be physically located in Illinois when performing an electronic notarial act using communication technology.

Can an Illinois Online Notary Notarize for Someone Outside Illinois?

Yes. The signer does not necessarily have to be located in Illinois. An Illinois electronic notary who is physically located in Illinois may perform an electronic notarization for a remotely located individual elsewhere in the United States, subject to Illinois law.

Illinois also permits certain electronic notarizations when the signer is outside the United States if the transaction has a qualifying connection to the United States. Examples include certain records involving U.S. property, U.S. governmental or court matters, or transactions substantially connected with the United States.

How Much Can an Illinois Electronic Notary Charge?

Illinois currently allows a maximum notarial fee of up to $25 for an electronic notarial act.

Illinois also requires notaries to provide itemized receipts and maintain records of fees accepted for notarial services. Notarial fees should be shown separately from other charges.

Illinois Online Notary Checklist

Frequently Asked Questions About Becoming an Online Notary in Illinois

Does Illinois allow remote online notarization?

Yes. Illinois permits remote and electronic notarizations subject to the Illinois Notary Public Act and administrative rules. Fully electronic notarizations require an Electronic Notary Public commission and compliant technology.

Is E&O insurance required for an Illinois online notary?

No. Illinois does not currently require a specific Errors and Omissions insurance policy or E&O coverage amount for an individual notary. The state instead requires the applicable surety bond.

What bond does an Illinois online notary need?

A notary who intends to perform remote or electronic notarizations generally needs $30,000 in total Illinois notary bond coverage. An existing Illinois notary with a $5,000 bond can obtain the additional $25,000 bond required for remote/electronic notarization.

Do Illinois notaries have to take a course?

Yes. Illinois requires applicable notary applicants to complete an approved course of study and pass an examination. Applicants must provide proof of successful completion.

Can I use any RON platform in Illinois?

No. Illinois requires electronic notaries to use an Electronic Notarization System Provider certified by the Illinois Secretary of State. Always check the state's current provider list before selecting a platform.

Does Illinois require a digital certificate?

Yes. An Illinois electronic notary must maintain an electronic seal and at least one digital certificate containing the notary's electronic signature. The digital certificate must conform to the X.509 standard.

How long must Illinois online notary records be retained?

Illinois administrative rules require electronic journals and applicable audio-video recordings to be retained for at least seven years.

How much can an Illinois electronic notary charge?

Illinois currently permits a maximum fee of up to $25 for an electronic notarial act.

Ready to Take Your Notary Business Online?

Remote online notarization can help notaries serve clients more efficiently while creating a modern digital workflow.

Because Illinois requires electronic notarization platforms to be certified by the Secretary of State, verify the state's current provider list before choosing the technology you will use for Illinois electronic notarizations.

Explore Online Notary Center Illinois Notary Information

Disclaimer: This article is provided for general informational purposes and is not legal advice. Notary laws, application procedures, fees and technology-provider approvals can change. Always confirm current requirements with the Illinois Secretary of State before applying or performing a notarization.

Updated September 2026.

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